Property coverage protects the physical assets of a company including its contents and the contents of others.
General liability protects insured from bodily injury or property damage on their property, or a third party property arising out of the insured’s operations.
Product liability protects against financial loss arising out of the legal liability incurred by an insured through injury, or damage resulting from the use of a covered product, or out of the liability incurred by a contractor after a job is completed (completed operations cover).
Builders risk provides protection for physical loss or damage to materials, supplies, fixtures and other property of a similar nature at the project site, in transit or at a temporary location.
Workers compensation protects employees from accidents and injuries arising out of the course of employment.
Umbrella policies provide excess coverage to general liability, auto liability and employer’s liability coverages. Once the underlying limits are exhausted, the umbrella responds.
Automobile coverage is specifically for bodily injury or property damage arising out of the use of a company vehicle or a vehicle used for company purposes.
Insures losses from previously unknown contaminants on and from the insured location; provides defense and indemnity for bodily injury and provides coverage for property damage and no fault clean-up costs.